Financial & Investment Guidance

Financial Planning

Has your financial picture become an unorganized collection of assets, liabilities and income? How would you like to have everything on one, easily understood page?

Falck Financial Services believes that having a clear view of where you are today and where you're going next, empowers you to make the best, most informed decisions. That's why we have invested in particular tools, like Asset-Map, to help you see your current financial picture on one page, discuss your situation and determine priorities.

What might upend your best laid plans? A strong financial plan takes into consideration how prepared you are for any of the unexpected Six "L's" that can change the course of your financial well-being. The six "L's" include:

Liquidity Needs
Long-Term Disability Events
Loss of Life
Long-Term Care Events
Longevity (long-term cash flows)
Legal/Liability/Legacy events

Investment Strategies

Everyone has a Risk Number. What's Yours?

At Falck Financial Services, we use the world's first risk alignment platform, called Nitrogen, which mathematically pinpoints how much risk investors want, how much they currently have in their portfolio, and how much risk they need to take to reach their goals.

Whether you are in the state of accumulation, preservation, distribution or have a mix of priorities, constructing a sound, diversified portfolio is critical. Based on your Risk Number, we work to build your portfolio that is aligned with your risk tolerance and is designed to consider a diverse set of potential market outcomes.

Falck Financial Services research process involves:

Working within your risk parameters to navigate the ups and downs of the market
Use of multiple resources
A full team of credentialed portfolio managers to aid in portfolio design and construction
Collaboration to gain a unique perspective and broader market viewpoint

What is Nitrogen?

At Falck Financial Services, we use the world’s first risk alignment platform, called Nitrogen, which mathematically pinpoints how much risk investors want, how much they currently have in their portfolio, and how much risk they need to take to reach their goals.

Built on a Nobel-Prize-winning framework, Nitrogen quantifies the semantics of the financial advice industry, replacing confusing and subjective terms like “moderately conservative” and “moderately aggressive” with a Risk Number®, a number between 1 and 99 that pinpoints a client’s exact comfort zone for downside risk and potential upside gain with a 95% Probability Range. Using your Risk Number, an investment portfolio can then be built to match and begin charting a clearly defined path to achieving your goals.

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Everyone has a Risk Number®.
What's Yours?
The first step is to take a few minutes to answer a questionnaire that covers topics such as portfolio size, top financial goals and what you’re willing to risk for potential gains. Then we’ll pinpoint your exact Risk Number to guide our decision making process.

Don’t worry; we can also stress test your portfolio against specific market conditions, illustrate various scenarios, discuss your 95% Probability Range, and set expectations for what is normal behavior for your investments.

Years of experience have prepared us to guide you through your life transitions.

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